Features | Direct Delivery | Vaulted Product | Registered Account (TFSA/RRSP/etc.) | IRA/401K | Allocated Financing Account | Notes |
|---|---|---|---|---|---|---|
Real Physical Precious Metals | Yes | Yes | Yes | Yes | Yes | |
Allocated | Yes | Yes | Yes | Yes | Yes/No* | *Allocation option available |
Segregated | Yes | Yes | Yes | Yes | Yes/No* | *Segregated option available |
LBMA/Socially Responsible Product | Yes | Yes | Yes | Yes | Yes | |
Spreads | Standard | Standard | Standard | Standard | Lower | |
Volume Discounts | Yes | Yes | Yes | Yes | Yes | |
Shipping to your home available | Yes | Yes | Yes* | Yes* | Yes* | * Manufacturing, shipping, insurance fees apply |
Fully Insured | No | Yes | Yes | Yes | Yes | |
Trading in all world markets | No | No | No | No | Yes* | |
Vault Storage | Not Applicable | Yes | Yes | Yes | Yes | |
Storage Fees
(per year, paid monthly) | Not Applicable | Waived for the first 6 months | Yes | Yes | Yes | |
up to 49K US | 1.00% | 1.25% | 1.50% | |||
50K - 149K US | 0.75% | 1.25% | 1.50% | |||
150K US + | 0.50% | 1.25% | 1.50% | |||
International Storage Options | Not Applicable | Yes | No | Yes | Yes | |
Financing Available | No | No | Yes* | No | Yes, up to 80% of your purchase | * For margin accounts |
Risk of Collateral Calls | No | No | No | No | Yes, if equity drops to 15% or less* | * We advise starting with at least 30% |
Income Tax Benefits | No | No | Yes | Yes | No | |
Administrative Fees | None | $2 US per bar* | $19.95 US per transaction*, $2 US per bar* | Yes | None | * One-time fee |
