top of page
Image by Etienne Martin

IRA/401K Accounts

Take control of your retirement or savings and own real, physical Gold and Silver in your IRA or 401K.


You can open a new account, or convert your existing account over to precious metals and benefit from tax-deferred or tax-free features.

Account types include Roth IRA, SEP IRA, Simple and Traditional IRA, HSA and Individual 401(K).

How it works

Delta Harbour brings together and manages the relationship between the precious metals wholesaler (Dillon Gage), storage vault (IDS), and the account custodian (New Direction) to allow you to own real Gold and Silver in your self-directed registered account.  

  • Dillon Gage provides products and competitive pricing.

  • IDS provides secure and fully-insured vaulted storage.

  • New Direction provides you with a fully-featured account platform.

Delta Harbour will assist you in creating and funding your account at no charge.

How it works
Image by Etienne Martin

Types of accounts 

Registered accounts are set up to receive and maximize all potential tax incentives (tax-deferred or tax-free depending on account type)

New Direction offers many types of self-directed accounts including:

  • Traditional IRA

  • Roth IRA

  • Health Savings Account (HSA)

  • Simple IRA

  • Inherited IRA

  • Solo 401(k)


  • Coverdell Education Savings Account (ESA)

To see the full list of account types click here.

Types of accounts


Delta Harbour will assist you in opening and funding your account at no charge. The only fees you will pay are the following:

One-time fees:

  • $19.95 USD per transaction per product type. For example if you bought 5 x 1 oz Gold bars, and 5 x 100 oz Silver bars, this would count as 2 transactions. 

  • $2 USD per bullion bar to record the serial numbers on your inventory where applicable.

Ongoing fees:

  • Storage fees of 1.25% per year (charged monthly) which includes 100% 1:1 insurance underwritten by Lloyd's of London. For example, monthly storage fees on $10,000 of precious metals would be $10.42/month.

Image by Etienne Martin

Get Started

Take control of your savings in 3 easy steps.


Open your account by filling out our online form. Delta Harbour will work with New Direction to open your account so it is ready to fund.


Fund your account either with new funds or by transferring funds from your existing registered account.  Delta Harbour will assist you with this at no cost.


We will contact you once the funds have arrived in your account to discuss products and pricing, and complete your order once you are ready to move forward.

Get started
Contact us

Free 30-minute consultation

Book a free consultation and let us walk you through what we offer and answer any questions you may have.


Open an account

Ready to go? Click below to open a cash account, storage account, or registered account (RRSP, TFSA, etc.).


Give us a call

Our concierge team is standing by, just give us a call at 1-866-BUY-GOLD

 from 9 am until 5 pm EST. Or click below to email us.



We have operators standing by to answer your questions. Just click below and start asking.

bottom of page