Take control of your retirement or savings and own real, physical Gold and Silver in your registered account.
You can open a new registered account, or convert any existing registered account over to precious metals.
Account types include TFSA, RRSP, RESP, LIRA, LIF, and RIF accounts to name a few.
How it works
Delta Harbour brings together and manages the relationship between the precious metals wholesaler (Dillon Gage), storage vault (IDS of Canada), and the IIROC-approved custodian bank to allow you to own real Gold and Silver in your self-directed registered account.
-
Dillon Gage provides products and competitive pricing.
-
IDS provides secure and fully-insured vaulted storage.
Delta Harbour will assist you in creating and funding your account at no charge.
Types of accounts
Registered accounts are set up to receive and maximize all potential tax incentives through Canada Revenue Agency.
Many types of self-directed registered accounts are available including:
-
Tax-Free Savings Account (TFSA)
-
Retirement Savings Plan (RRSP)
-
Spousal Retirement Savings Plan (SRRSP)
-
Locked-in Retirement Savings Plan (LRRSP)
-
Locked-in Retirement Account (LIRA)
-
Retirement Income Fund (RIF)
-
Life Income Fund (LIF)
-
Registered Education Savings Plan (RESP)
-
Family Registered Education Savings Plan (FRESP)
Other self-directed accounts (non-registered) in which you can hold precious metals are also available. Contact us to find out more.
Fees
Delta Harbour will assist you in opening and funding your account at no charge. The only fees you will pay are the following:
One-time fees:
-
$19.95 USD per transaction per product type. For example if you bought 5 x 1 oz Gold bars, and 5 x 100 oz Silver bars, this would count as 2 transactions.
-
$2 USD per bullion bar to record the serial numbers on your inventory where applicable.
Ongoing fees:
-
Storage fees of 1.5% per year (charged monthly) which includes 100% 1:1 insurance underwritten by Lloyd's of London. For example, monthly storage fees on $10,000 of precious metals would be $10.42/month.
Get Started
Take control of your savings in 3 easy steps.
Open your account by filling out our online form. Delta Harbour will work with your bank to open your account so it is ready to fund.
Fund your account either with new funds or by transferring funds from your existing registered account. Delta Harbour will assist you with this at no cost.
We will contact you once the funds have arrived in your account to discuss products and pricing, and complete your order once you are ready to move forward.