Unleash the power of your money by opening a collateral financing account. Finance up to 80% of the purchase using metals as collateral.
You have the option of a storage account without financing, as well as the ability to purchase Bulk Bullion.
Bulk Bullion refers to the purchasing of bullion in 1 Oz increments through the PMI bulk custody program. All Bulk Bullion is available for immediate delivery, and is offered at a much lower cost than fully segregated product. It is also eligible for access to a line of credit using the product as collateral (no additional collateral required).
Collateral Financing -How it works
Think of collateral financing like buying a house. You put down a deposit, and the bank covers the rest of the purchase through a mortgage (loan).
As the value of your house (precious metals) increases, so does the equity in your house. When you choose to sell your house, you pay back the remaining value of the mortgage (loan), but you get to keep all of your equity (which increases if the value of precious metals increases).
Another benefit of this is as your equity increases, you can take out a reverse mortgage (additional loan) to purchase upgrades on your house (or purchase additional precious metals).
Simply put, a collateral financing account allows you to realize higher returns on your investment when the value of precious metals increases versus an outright purchase (no loan).
Features and benefits of collateral financing
No collateral needed other than the precious metals you purchase
No credit check required
Up to 3 to 1 leverage
Collateral loan facilities up to 80% financing
Buy and sell in worldwide markets, plus the ability to place stop orders (buy and sell)
Trade in 1 oz increments at wholesale prices and have instant liquidity of your product with bulk bullion*
Take delivery of your product at any time
*Bulk Bullion refers to Bullion product held through PMI’s Bulk Bullion Custody Service and represents an interest in non-allocated Bulk Bullion holdings. It is NOT a certificate, grant or endowment convertible to Bullion. Bulk Bullion holdings comprise a mix of various Bullion holdings maintained at major institutions (please ask about our Depository Relationships). Customer holdings can be traded in 1-ounce increments. PMI does not maintain short positions, does not trade futures, does not trade options, and does not lease Bullion. Bulk Bullion Custody holdings offer customers a flexible and cost-effective way to invest in Precious Metals. Holding positions in Bulk Bullion form improves liquidity and provides fair pricing in all market conditions. Of course, upon payment of applicable differences in premiums, shipping and handling fees, customers can convert their Bulk Bullion holdings to allocated specific types of Bars or Coins and take delivery at any time.