Image by Etienne Martin

Registered Accounts (TFSA/RSPs)

Take control of your retirement or savings and own real, physical Gold and Silver in your registered account.


You can open a new registered account, or convert any existing registered account over to precious metals.

Account types include TFSA, RRSP, RESP, LIRA, LIF, and RIF accounts to name a few.


How it works

Delta Harbour brings together and manages the relationship between the precious metals wholesaler (Dillon Gage), storage vault (IDS of Canada), and the account custodian (Questrade) to allow you to own real Gold and Silver in your self-directed registered account.  

  • Dillon Gage provides products and competitive pricing.

  • IDS provides secure and fully-insured vaulted storage.

  • Questrade provides you with a fully-featured account platform.

Delta Harbour will assist you in creating and funding your account at no charge.

How to own physical gold and silver in your registered account (RRSP, TFSA, etc.)


Recorded February 6, 2021

Image by Etienne Martin

Types of accounts 

Registered accounts are set up to receive and maximize all potential tax incentives through Canada Revenue Agency.

Questrade offers many types of self-directed registered accounts including:

  • Tax-Free Savings Account (TFSA)

  • Retirement Savings Plan (RRSP)

  • Spousal Retirement Savings Plan (SRRSP)

  • Locked-in Retirement Savings Plan (LRRSP)

  • Locked-in Retirement Account (LIRA)

  • Retirement Income Fund (RIF)

  • Life Income Fund (LIF)

  • Registered Education Savings Plan (RESP)

  • Family Registered Education Savings Plan (FRESP)

Questrade also offers other self-directed accounts (non-registered) in which you can hold precious metals.


To see the full list of account types click here.



Delta Harbour will assist you in opening and funding your account at no charge. The only fees you will pay are the following:

One-time fees:

  • $19.95 USD per transaction per product type. For example if you bought 5 x 1 oz Gold bars, and 5 x 100 oz Silver bars, this would count as 2 transactions. 

  • $2 USD per bullion bar to record the serial numbers on your inventory where applicable.

Ongoing fees:

  • Storage fees of 1.25% per year (charged monthly) which includes 100% 1:1 insurance underwritten by Lloyd's of London. For example, monthly storage fees on $10,000 of precious metals would be $10.42/month.

Image by Etienne Martin

Get Started

Take control of your savings in 3 easy steps.

Open your account at Questrade, then download the Dealer Authorization Form and email it to us at  If you need assistance, please call us at 1-888-335-8645 or book a consultation with us by clicking here and we can walk you through this process at no charge.

Fund your account either with new funds (instructions) or by transferring funds from your existing registered account (instructions).  Delta Harbour will assist you with this at no cost.

We will contact you once the funds have arrived in your account to discuss products and pricing, and complete your order once you are ready to move forward.

Front  view of light silver bank vault d

Get in touch

Book a

30-minute consultation

Book a free consultation and let us walk you through what we offer, and answer any questions you may have.

Open An Account

Ready to go? Click below to open a direct delivery, vaulted storage, registered (TFSA, RRSP, etc.), or collateral financing account.

Call or email

Our concierge team is standing by. Just give us a call at 1-888-335-8645 from 9 am until 5 pm (EST), or email us at


We have precious metals experts standing by to answer your questions. Just click on the chat button at the bottom right of the page to start.

Delta Harbour Concierge Service

When you become a client of Delta Harbour Assets, you will automatically get access to the white glove service.

  • 2 Account Representatives assigned to your account

  • Access to members-only content

  • Access to members-only product specials

  • Telephone and Live Chat Support

  • Timely updates on the precious metals markets

  • Free One-on-one phone consultations

  • No additional management fees

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345 Renfrew Drive, Suite 201

Markham, Ontario, Canada

L3R 9S9


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© 2021 Delta Harbour Assets Inc.